Medicare Supplement Insurance, also called Medigap is private insurance that fills the gaps in your Medicare
Part A and Part B coverage.
To help pay the costs that Parts A and B don’t cover, many people purchase Medicare supplement policies, or “Medigap” policies. Compare Part A & B
Medigap policies aren’t a government benefit, like Parts A and B. They are insurance policies sold by private companies. Whether you buy a policy is up to you.
All Medigap policies provide an additional 365 days of hospital care during your lifetime, beyond your Medicare lifetime reserve
Chances are there's a plan for you, no matter what your situation:
* You're just now eligible for Medicare, due to age or disability,
and making your first plan decision
* You're reconsidering your current coverage
* You have some retiree coverage and need a Medicare prescription drug or medical plan to round out your coverage
* You're on Medicaid and eligible for Medicare
Long Term Care Insurance
According to the US Dept of Health, 70%
of Americans will need some long term care.
Long term care is the largest unsecured
risk facing Americans today.
Health insurance and Medicare will not pay for most long term care. Wouldn't you want home care?
You can wait but it won't be any cheaper and you may not be any healthier than you are today.